COMMERCIAL LOAN PROGRAMS: CONSTRUCTION - BRIDGE - JOINT VENTURE - HARD MONEY 100% FUNDING
(MIN: $10 MILLION)
JOINT VENTURE 100%
Qualifying Projects (100% financing):
acquisitions, start
ups, company expansions, mergers, new cash infusion, partner
buyouts, operating funds, inventions, research and
development (R&D), bailing out companies in trouble, real
estate developments, hotels, resorts, apartment buildings,
office buildings, mining projects, gas, energy, casinos, 5-Star
Mobile Home Parks (more list below)...FICO IS NOT AN ISSUE.
We accept and will consider ANY PROJECTS, and welcome
DEVELOPERS WHO ARE ON THE VERGE OF BANKRUPTCY
(Due to the lender backing out of their commitments).
Loan amount from $10,000,000 to $500,000,000


No Doc Commercial Loans                                                             MINE DRILLING AND CONSTRUCTION                 

No money down!
Loan amounts up to $6,000,000
30 year amortization
Excellent rates available
Only 25% owner-occupancy (SBA
requires 51%)
Local appraisers can be used
Must have a credit score above 680
Lower LTVs available for lower
credit scores
This is the best stated income
product on the market today. Rates                                                    
RESIDENTIAL SUBDIVISION LOANS
and terms will vary.
Multi-Family Loans

Great Rates / Yield Spread
Secure: High LTV(92.5%), FHA
Financing for Apartments & Assisted
Living, non-recourse and INCREDIBLE
rates!
Nationwide Commercial Funding-do a
broad range of loans for apartments
Large Deals above $10mil – $100mil.
Stated Income-Apartment Lending
Subdivision Construction Loans

Target project between 2 and 30 homes (larger subdivisions may be phased) Loan
amounts up to $10 million (larger projects may be phased into multiple loans)
Financing available for land acquisition, development and construction Single and
multifamily properties Brokers earn 50 bps of the final commitment amount on loans
up to $10 million Capital Mortgage Partner's Subdivision Construction Program is
available nationwide.

          Stated Programs                        HOTEL  CONSTRUCTION    RESORT FINANCING      HARD MONEY














Program C1

Stated Income/Stated Assets
$100,000-$1,000,000

Up to 85% LTV (90% CLTV)
1, 2, 5, 15, 20, 25 & 30 yr Fixed
Fully amortized for 15 to 30 yrs
(no balloons)
No DSCR requirement
No seasoning required
Most property types
Fast closings
575+ credit score                                                                                                                        


Program C2

Stated Income/Verified Assets
$1,000,000-$2,000,000

Up to 80% LTV (90% CLTV)
3, 5, 7 &10 yr Fixed
30 yr fully amortized (no balloons)
Debt service requirement 1.20-1.35
600+ credit score

Program C2b

Stated Income/Stated Assets
$250,000-$2,000,000

Up to 90% LTV
30 yr fully amortized (no balloons)
Debt service requirement 1.00-1.25
Ability to pay up to 20% of principal per
year without penalty
650+ credit score

Program c2c

No Income, No Employment, No Assets
$100,000-$5,000,000

Best stated interest rates
Up to 75% LTV (80% CLTV)
Up to 30 yr amortization
1 ,3 ,5, 10 & 15 yr fixed
Debt service requirement 1.20-1.30
2 & 5 yr. interest only options available
Geographical restrictions
620+ credit score
Eligible Properties:

Apartments
Assisted Living Facilities
Auto Repair Garages
Car Dealerships
Care facilities
Car Wash Facilities
Casinos
Church Financing
Congregate Care
Equipment for Start ups
Ethanol Plants
Factory Outlets
Golf Courses
Grocery stores
Hospitality
Hotels
Housing developments
Independent living
facilities
Industrial Parks
Land acquisitions
Manufacturing facilities
Medical offices
Mini storage
Mixed use
Mobile home parks
Movie/Film Production*
Movie theaters
Music / Record Labels
Office buildings
Offices
Parking garages
Raw land
Regional malls
Residential subdivisions
Resorts
Restaurants
Retail Centers
Senior housing
Shopping Centers
Special use buildings
Strip centers
Student housing
Tract development
Warehouse distribution
centers
Warehouses
Wineries
Working Capital
100% Financing/Hedge Funds
Only

STIPULATIONS: Borrower must be willing to give up
30-50% equity. Borrowers/developers will
maintain FULL CONTROL of the development, the
JV partner will maintain a "hands-off" position
with the project development. JV Partnership
Buyouts are ALLOWED as soon as the project
achieves profitability

Program C3

$100,000-$1,500,000

Up to 90% LTV (95% CLTV)
2, 3, 7 & 30 yr Fixed
Fully amortized for 15, 20 & 30 yrs (no
balloons)
Discretionary income may be used to meet
DSCR requirements
Debt service requirement 1.20
580+ credit score

Program C4

$100,000-$3,000,000

Up to 80% LTV (90% CLTV)
3, 5, 7,10 Yr Fixed
30 yr fully amortized (no balloons)
Discretionary income may be used to meet
DSCR requirements
Debt service requirement 1.20-1.35
600+ credit score

Program C5

$500,000-$10,000,000

Multifamily up to 80% LTV (90% CLTV)
Commercial up to 75% LTV (90% CLTV)
6 mo ARM, 3, 5, 7, 10 & 15 yr Fixed
Fast Closings
Debt Service Coverage Ratio: Multifamily
1.20/Commercial 1.25
660+ credit score

ProgramC6

$250,000-$5,000,000

Up to 90% LTV
30 yr fully amortized (no balloons)
Debt service requirement 1.25
Ability to pay up to 20% of principal per year
without penalty
600+ credit score
Main Line Properties Loans
  CALL TODAY  1-877-529-0005

                     CITI Financial Group Direct       
                





                                    



                             
Commercial Loan Programs
Citi Financial Group Commercial Loan Program offers a full spectrum of solutions to help you with all of your financing needs on your Commercial Real Estate Properties. We will
custom tailor a loan which meets your specific needs, while providing a high quality service and expertise throughout the loan process.
We are a one stop full service shop, and we’ll take the stress out of shopping for a loan. We meticulously manage every step of the loan process, making sure that you are not distracted
from your busy schedule by having to play loan officer on your own file. We will expedite each step, till the closing of escrow.
We offer the best rates in the industry on commercial loans, we can provide you with up to 90% financing with SBA loans, and we can save the day with no income verifications / no red tape
loans for any credit situation which can close typically within 10 business days.

Best Rates In The Industry – typically at 4.25% 5-Year Fixed Rate, or 4.50% 7-Year Fixed Rate, and Fully Amortized for 25 years (no balloon).
Available loan amounts are from $150,000 to 250 Million. We will finance up to 65% of the property value for all of the types of properties listed below, available for owner
occupancy or tenant occupancy. We can provide you with a loan approval the very same day, forward you a detailed Letter Of Interest for Financing within 48 hours, and
close your loan typically within 60 days thereafter.

Financing Up To 90% – We can close your commercial real estate purchase loan with only 10% down! We can also refinance your existing commercial property up to 90% loan to value
with the most competitive rates in the industry on SBA loans. The property must be at least 51% owner occupied. Available loan amounts are from $150,000 to 100 Million. We will finance
up to 90% of the property value for all of the types of properties listed below. We can provide you with a loan approval the very same day, forward you a detailed Letter Of Interest for
Financing within 48 hours, and close your loan typically within 60 days thereafter.
No Income Verification / No Red Tape Loans – the name says it all! No income qualifying or verification, and no red tape with rates starting at 6.99% 3-year Fixed Rate. Available for all
property types listed below up to 65% Loan To Value on Owner Occupied, Tenant Occupied, or even largely Vacant properties. Loan amounts are from $50,000 to 5 Million. We will tailor fit
a loan for your specific needs, with many options available from a short term 3 year interest only loan to a fully amortized 30 year loan (no balloon payment) unheard of in the industry!
Same day approvals, and funding within 10 business days.
Types of Properties which We Finance
                                Home       Proof of Funds     About Us   Hotel Loans  Business Line of Credit    Apartment Loans    Green Loans  Church Loans     Joint Venture 100% Funding   Commercial Loans   Hard Money Loans   Construction     International Funding
Loan Calculator
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Office, Mixed Use, Retail, Warehouse,
Self-Storage, Mobile Home Parks

Up to 100% LTV
Great rates
Very creative and competitive
Alt-A, Tough deals with some hair
Large loans (above $10mil.) – all non-
recourse
Loans Above $50 Million

$50,000,000 commercial loans
and up!

Larger loans require conduit, Life and
Pension experience.
Lines of credit against letters of credit,
Hedge funds, and many more creative
financing outlets.
WE HAVE THE EXPERIENCE TO CLOSE
THESE DEALS!
Special Purpose Properties Loans

We consider all commercial and unique properties that fall
within our program guidelines and loan amounts, including day
care and educational facilities, funeral homes, campgrounds,
outdoor entertainment centers, trailer and mobile home parks
and marinas.

Our nation's real estate market is extremely diverse with
countless types of properties. Special purpose and unique
property types may be an insurmountable hurdle to some
lenders but at Cohen Commercial Equity we have the
knowledge and experience to clear those hurdles. Cohen
Commercial Equity will consider all commercial and unique
property types falling within our program guidelines and loan
amounts.

Up to 100% LTV
Documentation - No doc - Full Doc - Limit Doc
Amortization - 25 years
Bridge Loans - 1 to 5 Years
Hard Equity Loans - Close in 1 week with proper
documentation.
FAST FUNDING LOAN
PROGRAMS

Up to 90% LTV
Unlimited Cash Out
No Pre-Payment Penalty
Flexible Amortization
Schedules
Close in 3-5 Days
Non Recourse Loans
Par Pricing
Brokers Protected
Pays up to 3 pts. yield spread
2-5 year adjustable rates
Interest Only

PROPERTY TYPES

Apartment
Multifamily
Self Storage Facilities
Office Buildings
Land Development
Warehouse
Equipment/Machinery
Retail Centers
Mobile Home Parks
Raw Land
Resorts
Restaurants
Mixed Use
Convenience Stores
Gas Stations
Car Wash
Hospitality Hotel/Motel
Tavern
New Residential Development
Pawn Shops
Golf Courses/Marinas
Auto Body Repair
Industrial
Owner Occuppied Business
Special Purpose Properties
Conversions
Medical
Gold Mines

LOAN TYPES

Conventional Financing
Stated Income
Mezzanine Loans
International Loans
Corporate Loans
1031 Exchange
Full Documentation
Cash Out Refinance
Lines Of Credit
Hard Money
Fixed Rates
Construction Loans
Acquisition & Development
Equity Financing
Remodel-Renovation
Joint Ventures
Green Energy Loans
Foreign Nationals
Cross Collateral
Distressed Borrowers
Bridge Loans